OVHC by visa subclass

Condition 8501 applies differently depending on your visa. Pick your visa subclass below for guidance on cover levels, who pays, and what to check before you buy.

• 482 / 494 skilled worker — employer sponsorship, who pays for OVHC, recommended cover levels.
• 485 graduate — post-study work visa OVHC requirements.
• 417 / 462 working holiday — budget cover for WHV makers.
• 600 visitor — short-stay and family visitor cover.

Not sure which applies to you? See our condition 8501 checker or the FAQ.